Everyone knows that we are in a recession at the moment and spending is coming to a halt. Although we are seeing signs of a climb back to prosperity, we all really need to think long and hard about our spending habits. Maybe you talk a lot on your cell phone when you’re at home, or you never look for good deals when buying stuff. It seems we all have room for improvement and I’m here to give you some tips on how you can put some extra money in your pocket.
First off I’d like to talk about one of our most prized possessions. No, not your significant other, I’m talking about your cell phone. It’s been there through thick and thin and it’s always helped you connect to your friends and loved ones. But how much is it taking from your wallet? Sometimes it seems too much. Well you have two options if this is true. If you are at the end of your contract you can look for a new, more value based contract that suits you better. Or, like me, you have a contract that you signed that isn’t going to end anytime soon and you’d like to get out of it without paying any extra fees. I have solutions to both those problems right here.
Someone Without/Almost Expiring Contract
If you have the luxury of being able to choose a brand new contract you’re in luck because right about now in Canada, more than 3 new companies are going to be offering new cellphone services such as DAVE, Public Mobile and Globalive. This will bring lower prices and different plans so personally I’d wait till they start releasing their plans which would be around the 2nd half of 2009. If you’re an eager beaver and can’t wait then there is a wonderful site dedicated to helping you find the best plan suited for you. Granted this site is for the U.S. only but it is still a good tool. First off it’s not only for cell phones but it’s also for gas and credit cards but we’ll get to that later.
The cellphone aspect of this website deals with you entering in your monthly usage by either estimating or by importing your bill. On top of this it asks for your zip code so it can find local deals. With all this information it gives you a result for the best deal in your area from all of the carriers in the United States. While BillShrink didn’t find me a good deal in the area, it doesn’t mean it won’t for you. I have an Employee Pricing Plan so I have a good deal to start with but you might not be as lucky so it’s worth a shot.
Someone Still in a Contract
This section is applicable to Canadians, Americans, Australians and the good old English. If you are someone in the unlucky position of still having a contract for a good chunk of time like me (I have 2 years left on my plan) then you have a savior. CellSwapper is a site dedicated to helping people like you and I find people who want to take over our contract in exchange for theirs. You just list your plan details and any incentives you’d like to give so people will more likely exchange plans with you and then you post. All you do is wait until a good offer comes up and you can message people and discuss ways you can work out a deal. I got an offer but turned it down because it wasn’t what I was looking for but it was a great experience and I highly recommend it.
Coupons
When shopping online it’s always good to try and get a deal when you can. That’s why I always search on Google to find any coupons that might be offered. One of the popular ones is RetailMeNot. They even have a Canadian version of RetailMeNot. There are numerous other ones including:
Current Codes
Coupon Cabin
Coupon Mom
Fat Wallet
Coupons
Coupon Code
Coupon Chief
Deal Catcher
Save on Gas
Gas is not as expensive as it was during the Summer of 2008 but it’s still up there and it’s important to be able to save every dollar that you can. That’s where GasBuddy comes in. It is a network of numerous local sites that you can go to, to look up gas prices in your area. Users update gas prices constantly so you usually get the most up to date price. If you live in Ontario, we are even more lucky because we have someone who will tell us the price of gas for the coming week at Tomorrow’s Gas Prices, Today. If you know of any other state or province that does this, please let me know.
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