Everyone knows that we are in a recession at the moment and spending is coming to a halt. Although we are seeing signs of a climb back to prosperity, we all really need to think long and hard about our spending habits. Maybe you talk a lot on your cell phone when you’re at home, or you never look for good deals when buying stuff. It seems we all have room for improvement and I’m here to give you some tips on how you can put some extra money in your pocket.

First off I’d like to talk about one of our most prized possessions. No, not your significant other, I’m talking about your cell phone. It’s been there through thick and thin and it’s always helped you connect to your friends and loved ones. But how much is it taking from your wallet? Sometimes it seems too much. Well you have two options if this is true. If you are at the end of your contract you can look for a new, more value based contract that suits you better. Or, like me, you have a contract that you signed that isn’t going to end anytime soon and you’d like to get out of it without paying any extra fees. I have solutions to both those problems right here.

Someone Without/Almost Expiring Contract

If you have the luxury of being able to choose a brand new contract you’re in luck because right about now in Canada, more than 3 new companies are going to be offering new cellphone services such as DAVE, Public Mobile and Globalive. This will bring lower prices and different plans so personally I’d wait till they start releasing their plans which would be around the 2nd half of 2009. If you’re an eager beaver and can’t wait then there is a wonderful site dedicated to helping you find the best plan suited for you. Granted this site is for the U.S. only but it is still a good tool. First off it’s not only for cell phones but it’s also for gas and credit cards but we’ll get to that later.
The cellphone aspect of this website deals with you entering in your monthly usage by either estimating or by importing your bill. On top of this it asks for your zip code so it can find local deals. With all this information it gives you a result for the best deal in your area from all of the carriers in the United States. While BillShrink didn’t find me a good deal in the area, it doesn’t mean it won’t for you. I have an Employee Pricing Plan so I have a good deal to start with but you might not be as lucky so it’s worth a shot.

Someone Still in a Contract

This section is applicable to Canadians, Americans, Australians and the good old English. If you are someone in the unlucky position of still having a contract for a good chunk of time like me (I have 2 years left on my plan) then you have a savior. CellSwapper is a site dedicated to helping people like you and I find people who want to take over our contract in exchange for theirs. You just list your plan details and any incentives you’d like to give so people will more likely exchange plans with you and then you post. All you do is wait until a good offer comes up and you can message people and discuss ways you can work out a deal. I got an offer but turned it down because it wasn’t what I was looking for but it was a great experience and I highly recommend it.

Coupons

When shopping online it’s always good to try and get a deal when you can. That’s why I always search on Google to find any coupons that might be offered. One of the popular ones is RetailMeNot. They even have a Canadian version of RetailMeNot. There are numerous other ones including:

Current Codes
Coupon Cabin
Coupon Mom
Fat Wallet
Coupons
Coupon Code
Coupon Chief
Deal Catcher

Save on Gas

Gas is not as expensive as it was during the Summer of 2008 but it’s still up there and it’s important to be able to save every dollar that you can. That’s where GasBuddy comes in. It is a network of numerous local sites that you can go to, to look up gas prices in your area. Users update gas prices constantly so you usually get the most up to date price. If you live in Ontario, we are even more lucky because we have someone who will tell us the price of gas for the coming week at Tomorrow’s Gas Prices, Today. If you know of any other state or province that does this, please let me know.

Popularity: 6% [?]

In these times, it’s important to save money wherever possible but you still need to get out, enjoy yourself, and splurge once in a while because you deserve it. With the recession hitting us hard, it’s made businesses and it’s killed businesses. One of the types of businesses that keeps on surviving would be discount stores, but the one I’d like to focus on would be the websites that help you find deals. My brother uses this a lot because he’s young and he still has a job that pays well and he likes to travel. So he uses a variety of websites to help him find the best deal on flights and hotels. Now since he lives in the States, he lives so close to many major cities so he usually only looks for hotels. For example, I was with him over the March Break when we went to Vermont and we found a great deal on a Best Western hotel that was up to standards like most Best Western Hotels. Regular price was $110/night, we got it for $54/night and this was on the weekend as well. 

Let me take you further into this with a brief overview of a variety of websites that will help you save money too.

The whole point of this is not to find the cheapest deal out there, but to find you the best value which can mean staying at a 2 000 square foot hotel for $120/night which is peanuts if you think about it. 

Hotwire

This site is great, whether you are living in the United States of America or The Great White North (i.e. Canada). I was amazed at the great deals they are giving in Toronto, ON for next weekend that I was really tempted to buy a weekend stay at a 4-star hotel in Downtown Toronto East just for the heck of it. Now don’t go with it just yet, because there are other measures you can take to find yourself the better deal. This site offers great deals but it’s at a fixed rate.

Hotwire

TravelZoo

This site also offers fixed rates and great deals and this is where my brother booked a hotel room in downtown Boston for 50% off the normal price. This is much harder to navigate and find deals but it’s still worth a try.

Priceline

Now Priceline is where you can really save some money if you’re lucky. Right off the bat they have some decent hotel rates and they organize it in a good fashion just like Hotwire. Priceline makes its money on the regular deals it offers that are usually higher than Hotwire which is why it can offer extroadinary deals with its unique “Name Your Own Price” option.

Priceline Search

Here, deals can be made or lost. The big thing you have to remember when going down this path is you only get one shot. So don’t lowball it but make sure you also don’t put the price too high. Another drawback of this is you don’t know which hotel you are getting. All you know is the area, the amenties and the star level. To me, this is good enough but if you want an exact location because of logistic reasons, it might not be the best way to go, and you might want to pay up for that luxury. 

Priceline Name Your Own Price

So next time you are looking to go on vacation, remember these very special websites as they will always save you money.

Popularity: 6% [?]

Apple has its App Store and when Google released the G1 phone, it also released the Android App Market. What happened when Microsoft released its Windows Mobile OS, well I think you know the story. It might just be a reason why Windows phones don’t sell as well as they used to. Well, now the story is about to change with the release of Windows Marketplace hopefully by the end of the year. 

If you are a developer, expect Microsoft to start accepting registrations for a developer by Spring, mobile applications in the Summer, and then if you’re a user, expect to see Windows Marketplace on your phone when Windows Mobile 6.5 ships later this year.

There are many things alike between Apple, Google and Microsoft when it comes to their respective application marketplace including the initial annual cost of $99 to be able to submit there applications, developers getting a 70% cut of their app sales and being able to set their app prices. There is a difference though and Microsoft gets the advantage here. Microsoft allows students to submit applications for free through the Microsoft DreamSpark Program whereas Apple charges the same for everyone except they charge more ($299) if you are a company with over 500 employees. 

Another big advantage Microsoft has if they continue on the right track, is they plan to make their approval process more streamlined. Apple has always been critized for the long process to get their apps approved and it is also very secretive. There have been stories where apps have mysteriously disappeared or were rejected without any reason. Microsoft plans to do the complete opposite by giving detailed feedback during and after the possible acceptance of their apps, having a more open system, and cutting down the time from submission to approval or rejection. In a statement by Microsoft, they said it wants developers to spend more time “writing innovative applications, and less time trying to navigate the approval process.”

Update: Blackberry is also planning to introduce its own App Store called App World but they are taking a slightly different approach. It will work with Blackberry devices running OS 4.2 or higher that either have a trackball or the Surepress touchscreen that is on the Blackberry Storm. Only available in the U.S., Canada and the U.K., Blackberry is aiming not at general consumers, but at the business market. You can register online to become a developer at RIM’s website. 

The biggest difference is the pricepoints that Blackberry will skip. It will offer some free apps, but will not offer any apps at the $0.99 and $1.99 pricepoint which is usually the price that the topsellers on the App Store is sold for. The bizarre thing is they will sell Apps for a price of $999, the price at which 8 people bought a useless app called I Am Rich. Will there be another one for Blackberry?

Popularity: 7% [?]

On the same day Apple released an update for iTunes, Apple releases a new iPod Shuffle that has everyone talking, including the iPod Shuffle itself. The new Apple iPod Shuffle, scheduled to be released on April 3, 2009 has revolutionized the sub-$100 mp3 market, once again. Not only does it talk with its feature called VoiceOver, but it also is much smaller with a size of 1.8″ by 0.3″. This is about half the size of the previous generation, and that was small, but it is also smaller than a key! There are no controls on the actual device as they have been moved to earphone cord. The 4GB version, which can hold 1000 songs is available at a price of $79 USD or $99 CDN with two colours, black and silver. For some reason they’re phasing out the 2GB version, and keeping the 1GB. If anybody can explain this to me, be my guest. 

New Apple iPod Shuffle

The new iPod Shuffle has some things that might shake your head, but that might just be because your listening to your tunes with it. In any case, I’ve spotted some flaws with it. First off, the headphones with VoiceOver are great but what happens if you lose it or break it. Then you’ll have to shell out another $50 for the earphones themselves and that’s about half the cost of the mp3 player. It’s almost like buying a printer and paying for an ink cartridge. Another small thing is the lack of colour in the lineup. Only silver and black Apple? Come on now. To coincide better with the Nano lineup, I think it’d be better if they released the same colours so one sibling who is older can have a Nano and the younger sibling can have a Shuffle in the same colour. Last but not least, is the fact that the controls are on the headphones so you have zero flexibility in respect to changing headphones (as they fall out of my ear) and if you are using it while running or it’s cold, some people like to loop their headphones under their clothes and then you have a problem with changing tracks. 

With all it’s problems, comes benefits, definitely, in my opinion, outweighing the drawbacks. Previously you could not communicate with the Shuffle because the lack of a screen, but now it’s communicating with you, giving you an update when your battery needs charging or if you want the song/artist name, you can press a button and as the music volume dips, the iPod will tell you. On the new Shuffle, there is now the ability to have multiple playlists with the addition of VoiceOver. There are also 3 different modes of listening to your music, shuffle (if it didn’t have this feature, what would they call it?),  straight, and just regular.

Conclusion

This is without any doubt in my mind that this is the best Apple iPod Shuffle to date. Who knows what they’ll think of next. My hope would be a way to call someone. But that’s just a wish, first they’ll have to do it on the Nano. What’s your wish?

Popularity: 7% [?]

The big guys have flooded the industry include Canada Post, DHL, UPS, USPS, Purolator, and FedEx. They charge a hefty amount even if you use them directly and might not advertise all of their options—much like Rogers. I heard a horror story from a friend: he was getting charged $100/month with his Blackberry. His friend found a deal from Rogers that was not advertised and now he pays $60/month and gets more features. Now back to shipping. There are some websites that will help you compare different companies, with different options such as overnight or 2-day. This will help you easily save money on shipping, which is usually pretty pricey. They also make it easy find a rate, as they usually don’t initially ask for too much information. I remember that UPS had a huge form for me to fill out that would have taken at least ten minutes. 

For all of the websites I tried to ship from Markham, ON to Stamford, CT to keep the competition even as well as using the same package, a t-shirt from Xpress’d that was 200g.

ShipGooder

ShipGooder makes it pretty easy to find a rate, only asking for the start and end postal/zip code as well as the weight and number of packages. What I love about this form is that as soon as you’ve entered the postal/zip code, it will verify with you approximately what city it’s from. It’s a nice little touch that goes a long way. Once you’ve entered the information, a neat table will appear. It sorts things by cost and time frame. This is much better than other sites where they sort by companies, since it doesn’t make any sense at all if you’re just trying to save money.

One thing I dislike about ShipGooder, which also happens to be a huge damper, is the fact that when you’ve made a selection, it will take you to the respective shipping company and you’ll have to fill out the information again with more details. 

Shipping Sidekick

This site has a good tool, but it lacks in design. I initially thought the link to the shipping calculator was an ad because it was buried within more ads.

As you can see, even the link is pretty indescript, and doesn’t make you feel comfortable. The tool is not that bad and is lengthier than ShipGooder. The one problem is that it can only calculate a rate for within the U.S. but it gives you a link to a website that lets you ship internationally. For this site, to make it as accurate as possible, I chose to ship the package from Stamford, CT to Jacksonville, NC. ShippingSidekick has the same kind of setup as ShipGooder with a table to show the different rates. The difference between the two tables is ShippingSidekick colour codes the companies. One cool thing is that it sorts things by the date of delivery, though I’m not sure how accurate this is.

As you can see, it’s pretty ad heavy, which can get annoying—especially when you’re filling out the form. The great thing about this website is that there’s an option to print off the label directly on this site, as well as organize a pick-up location. The horrible thing is you’ll have to register as a user with its affiliate whom you’ll have to pay called eShipper. You’ll also have to input all the information again which is horrible.

Which Ones Better?

They have their benefits but they both make you input the information again and go through getting a new quote. It’s something so simple and should be implemented on these sites. I like the fact that ShipGooder is much simpler and works well for any country. It is quicker, cleaner, and possibly more reliable. In terms of price I believe ShipGooder wins because of the fact that ShippingSidekick package did not have to go through customs and is in US dollars. Therefore, those extra costs would probably put it over the $12.70 that ShipGooder charges.

Links

ShipGooder

ShippingSidekick

Popularity: 4% [?]

For Christmas this year I got an Apple iPod Touch. This device, I have recently realized, is much more capable and versitile than I originally thought. It boggles me my people don’t pay the extra money to upgrade from a Nano to an iTouch. Since it is a 2G Apple iPod Touch, you cannot jailbreak it…yet. So with that, I am forced to download from the App Store and choose from the assortment of free Apps since I don’t usually like paying for things I don’t have to.

Update: After further examination of the applications available at the App Store I’ve decided to add more to the list.

1. MMPG – There are numerous possibilites if you want a Massive MultiPlayer Game such as iMob, iMafai (and its affiliates…New York & Los Angeles), Race Wars and its affiliate San Fransisco, Mafia Wars, iVampire, iNinja and iKnights. These games basically focus on Missions for the mob to get money. That money is used to buy properties which by the way pays rent, and the money is used for weapons so you can fight other users.

2. 2009 Awesome Facts – This application is so amazing. I was lucky to get the Pro version for free for a limited time but what you get there is a bunch of categories with random facts such as “Milton Bradley originally wanted to name the game Twister, Pretzel; but he could not since the name was copyrighted.”

3. IM+ Lite - This application is essential for people that want to be connected to MSN, GMail, Yahoo or anything like that. It organizes by categories if your in MSN and is really fast. It organizes your conversations all in one place so you can go back and forth. All you need to do is swipe left or right.

4. Howcast – This is a nice little application that focuses on How to videos by users that are big like VideoJug. It differs from Youtube because of the niche it hits, The How-to market. The application is very easy to use, much like YouTube and it has a wide variety of videos to choose from with its massive directory.

Sudoku

I’m a big fan of Sudoku and I hate erasing my notes and it really gets messy. So with this App, you can play Sudoku with “Smart Notes” which automatically get erased when you can no longer put that number there.

It also gives you the option of putting numbers in red when they are wrong. This is the best Sudoku App you can get and it’s free. It’s gotten me interested in Sudoku once again and you usually can’t keep me off of this.

Big Oven

What to cook is always a big question but with over 160 000 recipes located on this database you’ll never go hungry again. Shake your Touch or iPhone and it will give you a random recipe or enter some keywords into the search engine and you will get a bunch of different recipes. Having a huge recipe book in the palm of your hands is great.

Topple

This is one of the largest downloaded games on the AppStore because it is fun, challenging, and has a creative twist on Tetris. I personally haven’t gotten past the 5th level but it still is fun to try. There are challenges and regular levels for you to play and it definitely doesn’t seem like a free app to me.

TapDefense

This game is absolutely amazing. You can play without going online and it is just like the games developed on online sites like Flash Element TD and Canyon Defense on Miniclip. This game is much more challenging than these two and it will provide hours of entertainment. I do believe though it drains a bit more battery than normal but it’s well worth it.

AroundMe/Where

These two apps are very closely related and I just can’t seem to decide which one is better. They both basically as they seem, are apps that tell you what is around you such as gas stations, restaurants, and other things. It can be fully taken advantage of with the iPhone but it definitely has its uses. I find the Where app has more unique things whereas AroundMe is more traditional.

Honourable Mention: OntheGo

This app tells you the gas prices for the places in your area. It uses the database of gasbuddy.com to populate the numbers for gas price. This tool is definitely handy when you are just about to go out. Again, it’s even better with a data plan for the iPhone so you can access it all the time and “on the go”.

Do you have a favourite free iPod Touch application that isn’t on this list? I certainly do as there are just too many applications to list.

Update: I’ve made a new post for the top apps for 2009 located at Top Free iPod/iPhone Apps for 2009

Popularity: 100% [?]